![]() When medical equipment is needed long-term, Medicare, Medicaid, your insurer should help offset the cost. When you only need it for a short time, it may not be worth buying it, or you may not be able to afford the cost if your insurer doesn’t cover it. Free Medical Equipmentĭurable medical equipment can be expensive if you have to buy it. You can also ask your provider if they have a financial assistance policy to cover ongoing care costs. The co-payment assistance program covers certain cancer diagnoses. Financial programs vary based on the type of cancer you have and by region. The organization has a number of Disease Funds that support individuals with certain diseases.Ĭancer Care also provides financial assistance and works with organizations throughout the country that can help with the costs of cancer care. The HealthWell Foundation can also help eligible individuals with copays, premiums, deductibles, and other out-of-pockets costs for surgeries, supplements, and supplies. Since 2004, they've provided $4 billion in financial assistance to more than a million underinsured patients. The organization helps with out-of-pocket prescription drug costs and also treatments. The PAN Foundation helps federally and commercially insured patients get the medication and care they need for life-threatening, chronic, and rare diseases. If you expect to incur ongoing medical expenses due to a chronic or rare disease, you can apply for assistance through your provider and also reach out to national nonprofit organizations that may help. denied enrollment in a Qualified Health Plan or denied Advanced Premium Tax Credits or Cost-Sharing Reductions by Maryland Health Connectionįind out if your medical situation qualifies for free mediation services.denied financial assistance or reasonable payment options from a Maryland hospital.navigating a hospital's financial assistance program.private health plan coverage denial for all or part of care.inability to get medical records or copies of them.billed for an outpatient facility fee by a Maryland hospital but didn't get a disclosure about the fee prior to the medical appointment.received a bill higher than the good faith estimate.surprise medical bill from an out-of-network emergency care facility or provider at an in-network hospital or surgery center.If you can't resolve the medical bill with your provider or have another medical issue, the Maryland Attorney General's Health Education and Advocacy Unit (HEAU) may be able to mediate the situation for free. You can also search the 211 resource database for programs and local organizations that can help. If your doctor prescribes a medication you can't afford, there are prescription drug programs that can help at participating Maryland pharmacies. In addition to medical bills, prescription drugs can also be costly. ![]() The hospital may also be able to help you apply for coverage through Medicaid or Maryland Health Connection. The hospital looks at your ability to pay for the care, including household income and family size. Ask about the provider's financial assistance policy to learn about the details and eligibility requirements for care.įor example, the University of Maryland Medical Center can help patients get free or lower-cost services if they can't pay for all or part of their hospital care. Many hospitals have patient programs to help reduce medical bills. Financial Helpįirst, talk with your healthcare provider about financial assistance programs. Maryland and national organizations may be able to help offset some of your medical costs, mediate billing disputes or care denial, or provide free medical equipment. Do you have a medical expense that you can’t afford? You are not alone.
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